FEB Program Speaker Biographies



Terry Bolling, B.A., M.B.A., Cmdr., USN (Ret.)
Terry Bolling has counseled government employees regarding their benefits, retirement options and basic financial planning principles since February 2006. During this time, he has conducted more than 300 seminars throughout the United States for federal employees under regular CSRS and FERS as well as CSRS Offset, CSRS/FERS transferees and Special Provision personnel.

A Chartered Federal Employee Benefits Consultant, Terry earned his credentials in government employee benefits and financial planning principles through experience in military service and as a financial advisor. Commissioned through the Officer Candidate School in 1965 as an ensign in the Navy Supply Corps, he served for 21 years, primarily in the shore establishment with government civilians, gaining a thorough understanding of the rules and regulations that govern their daily activities.

After retiring from the Navy in 1986 with the rank of commander, Terry joined First Command Financial Planning as a Registered Representative and Agent in the Savannah, Georgia, office. He was promoted to District Agent in 1993 and later managed larger offices in Virginia Beach and Newport News, Virginia. Over 95 percent of his clients were military service members or government employees. He retired from First Command in February 2006.

Terry is a graduate of the University of Rochester with a Bachelor of Arts degree in Economics and the University of North Carolina with a Master of Business Administration degree. Married with two children and two grandchildren, he lives in Ft. Myers, Florida, with his wife Joan. Terry plays golf, is active in his church and enjoys traveling whenever his schedule permits.


Steve Morrow, Lt. Col., USA (Ret.)
Steve Morrow served as a financial advisor in several capacities, starting as a Registered Representative/Agent in the Colorado Springs, Colorado in 1997. Steve was promoted into management within a few years and served as a Registered Principal/District Agent in Colorado Springs, earning multiple awards for his district’s achievements.

Since 2005 he has specialized in federal employee retirement benefits. He serves as FCEF’s primary trainer on federal employee benefits and has delivered seminars for federal employees across the nation. He has received outstanding reviews from all attendees of his training and workshops.

Steve has held NASD Series 6, 26 and 65 licenses, as well as a Colorado Life, Health and Variable license. Prior to joining FCEF, Steve served a full career as a military officer. He was an Army Parachutist, Ranger and Battalion Commander, and holds numerous military awards and decorations.

Steve graduated from the U.S. Military Academy at West Point in 1977 with a Bachelor of Science degree in Engineering. He also earned two Masters of Science degrees in engineering disciplines from Stanford University.

Between his military service and financial career, he has more than 38 years of experience with the federal government, the past 14 in the financial industry.

Steve resides in Colorado Springs with his wife Laurel. They have two children, Erika and Kirk. He enjoys all forms of athletics and adventure sports, and spends his free time on his ranch in Fort Worth, Texas.


Edwin “Ed” Noble, Col., USAF (Ret.)
Ed Noble is an experienced financial services professional who brings extensive knowledge and expertise as a federal employee benefits seminar speaker as well as experience as a Registered Representative and former financial advisor. As a seminar speaker, Ed has presented to thousands of federal employees across the country with an emphasis on explaining available benefits for all categories of federal civilian employees.

Ed served for more than 30 years in the United States Air Force, where he held a variety of positions in operations, logistics and support. He served as a commander for nine years at both the squadron and group levels, culminating with a three year stint as the Chief of the Office of Defense Cooperation at the American Embassy in Copenhagen, Denmark. In 17 years of overseas assignments he lived in Germany, England, Italy, Norway, Japan, Turkey and Denmark.

He is a graduate of South Dakota State University with a Bachelor of Arts degree, Ball State University with a Master of Arts degree, the Air Force Squadron Officer School, Air Command and Staff College, Air War College, and the Joint Forces Staff College.

Ed and his wife Vicki have three children and make their home in Colorado Springs, Colorado.



Alex Paul, B.A., M.A.
Alex Paul is a retired federal government employee with 28 years of experience working with federal employee retirement and benefits.

When he began his career in 1987 he worked as a claims examiner in the U.S. Office of Personnel Management (OPM). While at OPM he processed retirement, disability and death benefit claims from the Civil Service Retirement System and Federal Employees Retirement System. During this time he also trained other claims examiners and conducted training sections for benefits specialists of other federal agencies.

In 1991 Alex transferred to the Bureau of Alcohol, Tobacco, Firearms and Explosives. He started as the agency’s lead benefits staff member and eventually moved up the ranks, retiring as the deputy chief of employee benefits in the Human Resources Division.

Alex has a bachelor’s degree in Social Sciences and Education from South Carolina State University and a master’s degree in History from Ohio State University. He lives in Charlotte, North Carolina, and enjoys traveling and studying genealogy.


Robert “Bob” Stadeck, M.A.
Bob Stadeck is a skilled business consultant and trainer with a broad range of experience in developing and presenting seminars. He is a graduate of Tufts University and has a Masters of Arts degree from Kean University. He has also completed the course work and comprehensive exams in pursuit of a Ph.D. in Management Science.

Bob began his professional career with Hewlett-Packard Electronics and then started a number of small companies. He spent many hours developing and managing the benefits programs for his associates. He then became a financial advisor with a major insurance company. Bob had Series 7 and Series 66 securities licenses along with numerous state life and health insurance certifications.

Bob enjoys working with groups of people to share and implement ideas. He has taught at a number of colleges and has developed and presented seminars on a wide range of topics.

Bob is married and lives in Georgia, and has a married son. He enjoys photography, fishing and puttering around in his workshop.

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