Money Matters Online

Money Matters Online is a web-based course of 12 modules based on our Money Matters Reference material, which is found at the bottom of this page.  This course is ideal for high school age and up. Each module contains a pre- and post-module exam and vocabulary and other exercises. The curriculum also includes a pre- and post-course comprehensive exam and an instructor interface that allows instructors to add and delete students to the program and to monitor their progress and test results.  The course allows the user to proceed at their own pace, and will provide feedback as various tests and exercises are completed.  Upon logging in for the first time the user must take the pre-course comprehensive test, and  then will be able to work on the twelve modules. Upon completion of the twelfth module the user must take the post-course comprehensive test before successfully completing the course.  


  • If you’d like to learn more about Money Matters Online, ask your instructor to visit this web page and contact FCEF at Your instructor can obtain access to the curriculum and enroll you in the program.
  • ATTENTION! BEFORE YOU BEGIN THE COURSE, you must download and read the Student Manual for Money Matters Online. It will provide you with very important information for logging in and working through the course.
  • Once you have received your student login information for Money Matters Online, please click here: Money Matters Online for Students.


We’d like to thank the sponsors of our Money Matters curriculum for helping us make it possible to bring it to you.

Money Matters Online is intended for educational purposes only and should not be used as financial advice, guidance, or for financial planning purposes.  Please consult a professional advisor about your specific situation regarding your personal financial plans.

New Enhancements to Money Matters Online


We have removed the “chalkboard” from the Instructor site.  The buttons have been moved to the top of the page, and dropdown lists will appear when you click on a button.  This gives us room to provide more detailed instructions for each page.

Active/inactive Classes

Instructors are able to designate a class as “inactive.”  This will allow you to separate current classes from those that have already completed the program, simplifying your class lists.  You can always re-designate an “inactive” class as “active” if you wish.

Student Progress by Class

Instructors are able to see the progress of every student in a class on one page.  The Student Progress page displays each student by name and their test scores on the Pre-curriculum Exam, each pre- and post-module test, and the Post-curriculum Exam.

Adding Multiple Students to a Class

As instructors add students to a class, a list is displayed with each student’s information, and you can edit a student’s information or delete a student before the class list is completed.  Of course, you can still edit and delete students at any time after they have been enrolled.  You are not required to leave the Add Student page until you have enrolled your entire class.

Active/inactive Students

Instructors can also designate students as “active” and “inactive” to ease the clutter in student lists.  When you mark a class as “inactive,” all students in that class will also be marked as “inactive,” but you can move any student back to the “active student” list if needed.


Students can temporarily save their work on the Pre- and Post-comprehensive Exam and return later to finish taking the exam.

Students must answer at least 100% of questions correctly to pass the post-module tests and 75% to pass the Post-curriculum Exam.

When a student takes a post-module test they will be presented with their results.  If they did not answer at least 100% correctly, they will be required to retake the questions they missed until they do achieve 100% correct.

When a student takes the Post-curriculum Exam, they will be provided a link to view their test results, as before.  At the same time, instructors will have an opportunity to view their results, and if they did not answer at least 75% correctly, to reset their exam if desired.

Certificate of Completion

Students who successfully complete the Post-curriculum Exam can download and print a Certificate of Completion indicating they’ve completed the Money Matters Online course.

Praise for Money Matters Online

A teacher at IDEA Quest College Preparatory in Edinburgh, Texas, who is one of our Money Matters Online instructors, sent a note.

Among her comments, she said “First of all, thank you for having this online resource for personal finance classes. My high school students have been learning for two years with this program. It has definitely challenged their thinking about money matters.”

If you have comments or suggestions for Money Matters Online, please email us.

Money Matters Reference

Those who have used our previously-published editions of Money Matters, developed to help high school students acquire the knowledge and skills necessary to take control of their financial future, will recognize Money Matters Reference.  The curriculum, written within the guidelines of Texas House Bill 492 of 2005, covers all 12 required elements and was approved by the Texas State Board of Education.

The material, including the book, the tests, and the PowerPoint slides, is no longer being printed, but is now available exclusively through Money Matters Online.  You can use the more detailed Money Matters Reference as a supplement to Money Matters Online, or as a stand-alone program.

Money Matters Reference includes these modules:

Accounts Checkbook Credit
Loans Rights & Responsibilities Buying
Stocks & Investments Retirement Insurance
Entrepreneur Bankruptcy Giving

Students have access to the Money Matters Reference book in flash and a pdf version, in addition to:

  • Comprehensive test
  • 12 module topic tests
  • 12 module vocabulary tests
  • Glossary-Terms to Know

Instructors have access to all student materials, as well as:

  • 12 module PowerPoint presentations
  • Comprehensive test (with answers)
  • 12 module topic tests (with answers)
  • 12 module vocabulary tests (with answers)

To access the Money Matters Reference materials, you must first open Money Matters Online.

If you are not already enrolled in Money Matters Online, please see instructions  below to enroll before proceeding.


  • Log into Money Matters Online for Students
  • After you have established your personal login name and password, you will be directed to the Pre-comprehensive Exam.
  • You may click the Money Matters Reference button at the top of the screen to access Money Matters Reference before taking the Pre-comprehensive Exam.
  • If you have already taken the Money Matters Online Pre-comprehensive Exam, you will find the Money Matters Reference button at the top of the Report Card.


Money Matters Reference Presentations

The information in the PowerPoint presentations in Money Matters Reference has been updated, and the presentations have a more contemporary appearance.

These changes are described in more detail in the revised Money Matters Online Instructor Manual, available here.  This manual is also be accessible under the new Tools button in the instructor site.

If you have questions or comments, please feel free to contact First Command Educational Foundation at or by phone at 817-569-2940 (toll free 877-872-8289).

Money Matters Reference is intended for educational purposes only and should not be used as financial advice, guidance, or for financial planning purposes.  Please consult a professional advisor about your specific situation regarding your personal financial plans.