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How FCEF uses your personal information.
This policy covers how FCEF treats personal information that FCEF collects and receives, including information related to your past use of FCEF products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
This policy does not apply to the practices of companies that FCEF does not own or control, or to people that FCEF does not employ or manage. In addition, some companies FCEF partners or contracts with have their own, preexisting privacy policies.
Information Collection and Use
FCEF collects personal information when you register with FCEF, when you use FCEF products or services, when you visit FCEF pages or the pages of certain FCEF partners, and when you enter promotions or sweepstakes. FCEF may combine information about you that we have with information we obtain from business partners or other companies.
When you register, we ask for information such as your name, email address, birth date, gender, ZIP code, occupation, industry, and personal interests. For some financial products and services we might also ask for your address, Social Security number, and information about your assets. When you register with FCEF and sign in to our services, you are not anonymous to us.
FCEF collects information about your transactions with us, including information about your use of financial products and services that we offer.
FCEF automatically receives and records information from your computer and browser, including your IP address, FCEF cookie information, and software/hardware attributes.
FCEF uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal purposes.
Information Sharing and Disclosure
FCEF does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
- FCEF provides the information to trusted partners who work on behalf of or with FCEF under confidentiality agreements. These companies may use your personal information to help FCEF communicate with you about offers from FCEF and our marketing partners. However, these companies do not have any independent right to share this information.
- FCEF responds to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
FCEF does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
FCEF advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
FCEF may set and access FCEF cookies on your computer.
FCEF lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to FCEF’s cookies.
About Tools and Calculators
Many tools and calculators on FCEF’s site are compiled using software and data from third-party providers.
These tools and calculators are provided for educational and informative purposes only.
FCEF does not guarantee the accuracy, completeness, or reliability of the information provided by these tools and calculators and disclaims all liability related to the use or misuse of these tools and calculators.
The information provided by these tools and calculators should not be considered a recommendation or investment advice, and you should not base your financial decisions on this information.
FCEF does not retain any financial data you enter into any tool or calculator.
You can edit your FCEF account information, including your marketing preferences, at any time.
FCEF may use new categories of marketing communications from time to time. Users can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages.
We reserve the right to send you certain communications concerning FCEF, such as service announcements, administrative messages, and an FCEF newsletter, that are considered part of your FCEF account, without offering you the opportunity to opt out of receiving them.
Confidentiality and Security
FCEF has physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.
Questions and Suggestions
If you have questions or suggestions, contact us at:
First Command Educational Foundation
1 FirstComm Plaza
Fort Worth, TX 76109
Effective Date: June 15, 2013
Please click here for information to help you contact FCEF and our staff members.